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How can I take monthly income from the RRIF without dissolving the mutual funds in the RRIF?. Taking out the minimum withdrawal amount allowed does not dissolve a mutual fund in a Registered Retirement Income Fund (RRIF) account. Read more about how RRIFs work and making withdrawals from your RRIF. Speak to a registered financial advisor or tax professional to learn more about making withdrawals from an RRIF.